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In contrast, banks all universally moved to single page apps lately, and every one of them sucks. Some suck more (we don’t support you having more than one tab open while you are researching stocks) and some suck less (what is the back button for, anyway? Just ignore it). But they all suck.
And yes, users do care about using shitty stacks when they make shitty results.
As long as you remember that the cloud is just someone else’s computer that they have admin rights on.